Fair Lending Comptroller's Handbook January 2010

Examiners use these procedures to evaluate a national bank's compliance with the Fair Housing Act (FH Act), Equal Credit Opportunity Act (ECOA), and the Federal Reserve Board's Regulation B. This booklet contains the Federal Financial Institutions Examination Council's (FFIEC) "Interagency Fair Lending Examination Procedures," and appropriate OCC supplemental material. These procedures are intended to provide a flexible framework to be used in fair lending examinations conducted by the FFIEC agencies. They are also intended to guide examiner judgment, not to supplant it. The procedures may be augmented by each agency as necessary to ensure effective implementation. For example, the OCC uses statistical modeling and regression analysis in selected examinations to assist in determining whether race, national origin, or sex was a factor in credit decisions.

Author: Comptroller of the Currency Administrato

Publisher: Createspace Independent Publishing Platform

Publication Date: Oct 31, 2014

Number of Pages: 184 pages

Binding: Paperback or Softback

ISBN-10: 1502908425

ISBN-13: 9781502908421