Happy Cash Flow Retirement 9: Your Two-Step Passive Income Retirement Plan

Do you want to become financially independent? Do you want to stop working and still have money arriving in your bank account?

Financial freedom comes in two distinct parts: living below your means while you work and living below your means without working.

The first segment consists of increasing your savings rate to purchase dividend stocks and rental properties. You do this until you have enough passive income to stop working.

Part two consists of living below your means but you are not working. Here, you create a business or do something you love.

As you enjoy your life of freedom, you continue to build passive income sources. Eventually, you will have a ton of money without going to work. You will have achieved a Happy Cash Flow Retirement!